How It Works
- Choose loan amount, tenure, purpose, and provide basic contact details.
- Verify your mobile number with OTP to secure the onboarding session.
- Receive a personalised onboarding link by SMS and email so you can resume anytime.
- Loan details such as amount, purpose, tenure, and expected disbursal date.
- Contact information and reference details.
- Mandatory KYC documents including Aadhaar, PAN, and bank statements.
- Receive login credentials (email plus system-generated password).
- Track application status from the dashboard anytime.
- Cancel the request prior to approval if you need to pause.
- Applications are tagged as Approved or Rejected based on credit review.
- Credit managers can add remarks or request additional documents.
- Customers receive instant notifications for every status change.
- Sanction Letter outlining approved terms.
- Loan Agreement covering obligations, fees, and repayment plan.
- Disbursal alerts confirm the credited amount.
- Dashboard displays the complete EMI schedule and outstanding balance.
- Pay instalments directly from the dashboard using Cashfree-powered links.
- Automated email reminders include payment references and quick links.
- System auto-closes the loan and triggers completion alerts.
- Download the digitally generated No Objection Certificate (NOC).
- Use the dedicated “Reapply” action inside your borrower dashboard once the current loan is closed.
- Submit fresh purpose and amount details to generate a new application in a single session.
- Access past loan details, including repayment performance.
- Download historical documents directly from the Past Loan view.